CORE Application Processing
o Central Information System
    The Central Information System (CIS) provides a comprehensive profile of a customer's entire relationship with the institution in a central file called a "portfolio."  
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o CD System
    Information Technology's Certificate of Deposit Application automates the process of interest calculation and payment. The system's streamlined design is adapted to the basic structure of certificates and provides complete account control and reporting with minimal maintenance. The following outlines the major functions of the Certificate of Deposit Application.
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o DDA System
    Information Technology's Demand Deposit Accounting System (DDA) provides financial institutions with not only the basic debit and credit processing capabilities required for checking account services but also tremendous flexibility in account set-up and reporting. In addition, the Demand Deposit Accounting System accommodates Money Market accounts, NOW accounts and other types of interest-bearing demand accounts.

o Financial Management System
    Bottom-line financial reporting from the Financial Management System (FMS) is the indicator of an organization's financial health. When decision-makers have quick access to vital Financial Management analysis, including how effectively the company is generating revenue, using cash flow, leveraging assets, and minimizing costs, they can pinpoint issues and opportunities and improve business performance while it still counts.
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o Item Entry System
    The Item Entry System (IES) is the core of ITI's integrated transaction processing software systems and modules accommodating Unisys S-Series Proof Systems, B-Series Reader/Sorters, DP-Series Reader/Sorters, and NDP-Series of networked sorters, and affording complete control of the proof process. Recently, ITI has expanded their integrated transaction processing software to accommodate the entire range of NCR item processing and sorter systems.

o Loan Accounting System
    Information Technology's Loan Accounting System (LAS) provides total loan control and analysis through a single processing system for installment loans, commercial loans, mortgage loans, student loans, serviced loans, participated loans and dealer loans.
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o Savings Accounting System
    The Information Technology, Inc. Savings Application provides the maximum in convenience and flexibility in savings account processing. The system accommodates regular savings accounts, club accounts, automatic transfer accounts for use with demand deposit accounts, passbook accounts, and retirement accounts.


o Security Control Module
    The Security Control Module is used to establish security at three levels: the Data Processing Center level, the Institution level, and the Individual user level. Security control is dependent upon: 1) physical access to the computer and display terminals; 2) documentation availability; and 3) the security system, which is based upon user codes and passwords. These user codes and passwords are the essential means by which effective security is maintained.

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