Document Processing, Imaging and Archiving

o Check Image Processing
    The Information Technology, Inc. Check Image Processing Module (CIP) utilizes the latest in imaging technology to streamline research, enhance productivity in item processing, reduce mailing costs and provide a competitive edge. CIP is a complete check management system which captures checks and stores electronic images in place of the physical items themselves.
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o Document Processing System
    The Information Technology, Inc. Document Processing System (DPS) is the fundamental link between your Windows NT based Unisys NDP-Series capture transport and the ITI Premier II System. Item capturing, daily fine sorting, microfilming and endorsement are all inherent functions of DPS. DPS complements the advanced technology of NDP capture transports, but goes the extra step.

o Exception Item Processing (Express)
    The Information Technology, Inc. Exception Item Module (EIM), which is also referred to as Express, automates the processing of exception items. With Express, a financial institution can significantly reduce the level of time and resources required to process such items manually.  Express offers on-line handling for NSF items, returned items, suspect stop pay items and non-posted items. Once these items are reviewed, Express completes the follow-up accounting by reposting transactions or generating additional transactions, as necessary. Express also provides a high degree of control over exception items by creating a complete audit trail with reports and notices.
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o Item Entry System
    The Item Entry System (IES) is the core of ITI's integrated transaction processing software systems and modules accommodating Unisys S-Series Proof Systems, B-Series Reader/Sorters, DP-Series Reader/Sorters, and NDP-Series of networked sorters, and affording complete control of the proof process. Recently, ITI has expanded their integrated transaction processing software to accommodate the entire range of NCR item processing and sorter systems.

o Paperless Item Module
    The Information Technology, Inc. Paperless Item Module (PIM) is a comprehensive system for managing and controlling the processing of ACH transactions via magnetic tape, data communications, or on-line input. PIM offers a complete and efficient means for an institution or processor of multiple institutions to become an active participant in the Automated Clearing House (ACH) System.

o Premier Image Director
    With Premier Image Director, ITI enhanced host and PC software are integrated, along with state of the art hardware, to create a Document Management system which is unrivaled in the industry.
The Premier Image Director Module offers fast, easy and consistent access to a wide range of information by combining Document Imaging and COLD (Computer Output to Laser Disk) processing into one system which is fully integrated to the Information Technology, Inc. Premier and Premier II applications. Director’s client/server architecture provides excellent scalability, allowing clients to start with a cost effective solution to meet today's requirements and expand by integrating additional document management applications in the future.

o Statement Rendering Service
    Customer statement rendering by i_TECH, for traditional and truncated customer accounts, make month-end a breeze. We can take on part of, or all of, the monthly work of developing and printing statements, enclosing checks or check images, and handling the mailing or electronic transmission.
Statements with imaged checks can be automatically prepared and stuffed by our equipment, eliminating human errors such as missing checks or checks returned to the wrong customer. When we handle the mailing, you benefit from i_TECH's volume postage discounts (over and above any savings due to the low weight of enclosed check images.)

o Branch Capture – Back Counter
    Premier BRANCH CAPTURE – Back Counter is an innovative point-of-presentment workflow solution that immediately increases productivity, reduces errors and facilitates early transaction postings.
    BRANCH CAPTURE allows you to meet the constant demand for balancing data more quickly and accurately while improving the quality of your customer’s transactions. And, the truncation of checks at the point of presentment also reduces courier costs.
    With its Courtesy Amount Recognition, Legal Amount Recognition, Intelligent Character Recognition (CAR/LAR/ICR) and image workflows, BRANCH CAPTURE can reduce keystrokes and save time. It also identifies transaction errors and optionally prompts corrections before they become part of the processing stream. The capture and validation of account information assists in early fraud detection and the identification of potential NSF items.
    What Branch Capture means, day-to-day, is an increase in transaction quality and reduction of transaction cost, while freeing staff to provide better customer service and cross-sell new products.
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o Branch Capture – Remote Deposit (Merchant Capture)
    Premier REMOTE DEPOSIT – Merchant Capture provides commercial customers the option of depositing checks without leaving their place of business. In addition to the obvious benefit of virtually eliminating transportation/courier costs, REMOTE DEPOSIT allows for later posting deadlines and improved cash flow. Physical and geographic boundaries are eliminated, opening up opportunities for expansion into areas that have previously been out-of-reach markets. And, it becomes easier to solidify current customer relationships by providing the advantages of account consolidation and streamlined cash management.
    An image quality analysis done at point of presentment totals the number and value of all imaged checks, eliminating miskeeping and miscounting. Using a secure Internet connection with SSL 128-bit encryption, the merchant sends the entire batch of checks to the bank electronically. Immediate return confirmation shows that the deposit was received.
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o Branch Capture - Front Counter
    Premier FRONT COUNTER helps increase efficiency, enhance customer satisfaction and boost profits by simplifying teller line transactions. FRONT COUNTER allows tellers to focus more attention on the customer, not on the transaction.
    An advanced branch automation tool, FRONT COUNTER uses image-capture functionality to automatically capture, validate,     endorse, proof, balance and manage transactions from the moment they arrive at the teller window.
    FRONT COUNTER eliminates manual proofing and encoding and minimizes exceptions resulting in a dramatic reduction in cost of research and adjustments. With fewer manual keying errors, each item is read correctly, extending the processing day and speeding funds availability.
    Back office processing costs are reduced, and because virtual tickets are created, control, cash, deposit and general ledger tickets are no longer needed. Courier fees are also trimmed. Reduced cash outages and out-of-balance transactions means that fewer adjustments are required.
    FRONT COUNTER offers safeguards to combat and help prevent fraud and identity theft. The R/T number is validated at the point of presentment and non-MICR ink is immediately identifies. In addition, the seamless integration with other ITI products enables alerts to non-issued positive paychecks, exceeded CTR limits and stop payment matches.

o Document Distribution
    Save on paper, postage and labor – all the while providing customers with greater convenience and more options: Director Document Distribution manages and seamlessly handles the distribution of statements from demand deposit and savings accounts, CODs and loans.
    Director Document Distribution is an electronic delivery solution, automatically sending secured electronic statements and notices to individual customers by the Web or e-mail. Attach a customized e-mail, cover letter or promotional message – and even “carbon copy” a statement.
    Give your customers the choice from numerous options to allow them to fit their banking to their lifestyle. For example, customers can choose to have their statements printed, and only notices e-mailed. Or, have everything provided to them electronically.
    This is the next generation in document delivery and offers you the opportunity to improve on your already excellent customer service, allows you to streamline internal operations and enables you to cut related costs.
    Director Document Distribution delivers statements and notices electronically giving customers first rate service and unparalleled options while improving your bottom line by reducing paper costs, postage and related labor expenses.
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o Document Scanning
    Take those mountains of paper and turn them into manageable, efficient mole hills. i_Tech offers a solution in Director Remote Scanning – also known as Director Document Archive – providing a scanning solution, with the tools and flexibility to allow you to manage your documents with ease and efficiency. Documents can be viewed, printed and faxed saving you both time and money.
    Director Remote Scanning effectively reduces physical storage costs, enables simultaneous viewing (sharing) of images and faster retrieval of information. Document scanning converts paper documents such as contracts, loan applications, signature cards and photographs into electronic images for speedy reference and condensed storage.
    Multi-page, multi-document files – loan folders, for example – can be indexed for review of the entire contents or a single document, such as proof-of-insurance.
    Director Remote Scanning’s architecture facilitates scanning at multiple workstations in various locations, and viewing from any workstation with Director access. It supports both manual indexing and bar-coding for automatic indexing. Archived documents can be easily retrieved, viewed, printed, faxed or e-mailed to speed and support internal research and customer service.
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